KLEMMER International Assekuradeur GmbH

KLEMMER – Your Specialist for Harvest Worker & Seasonal Labor Insurance

Reliable. Fast. Unbureaucratic.

For many years, KLEMMER has been offering tailor‑made insurance solutions for harvest workers, seasonal laborers, and self‑employed contractors – from small family farms to large agricultural enterprises. With our all‑round protection, businesses meet all legal requirements while significantly reducing their financial risks.

Thanks to our proven health insurance and optional liability and accident insurance, your workers are optimally covered during sowing and harvest – calculated to the exact day and offered at attractive rates. Registration is fast, digital, and completely hassle‑free. Just a few minutes after completing the application, you receive your insurance confirmation by email.

Why KLEMMER?

• Comprehensive insurance coverage for foreign seasonal workers
• Health, accident, and liability insurance – everything from a single source
• Immediate insurance coverage upon receipt of the application
• Attractive rates – starting at just a few cents per person per day
• No minimum premium & precise daily calculation
• Tailor‑made solutions for small farms, large operations, and contractors
• Simple online registration – no paperwork
• Direct billing with doctors and hospitals; no advance payments required from the employer
• Strong network: part of the MARTENS & PRAHL Group with more than 90 companies

Who We Insure

• Businesses with up to 30 harvest workers
• Large-scale operations with 31+ harvest workers
• Self‑employed contractors
• Seasonal workers exempt from social insurance
• Long‑term employees with statutory health insurance

Whether you run a farm, nursery, tree farm, vineyard, or forestry business – we offer the right insurance solution for your specific needs.